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[Author's note: since passage of the Health Education Reconciliation Act of 2010 on March 26, 2010, MEFA no longer offers federal loans. The information in this article is no longer current, and is meant as a consumer resource showing what student loans were like through MEFA when the FFEL program was still active.]

Loans offered by private lenders, as opposed to those offered by the Department of Education, have seen a marked increase in demand. To keep up with this increase in demand, private lenders have broadened their college student loan offerings, including financial institutions dedicated to specific geographic regions or states.

MEFA, one such institution, offers several private college student loan options. This article will explain some of the different MEFA loans available and offer advice for those shopping around for private student loans.

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