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Buying a house in any one of the metropolitan cities in India costs an arm and a leg. Till a couple of years back, houses in the suburbs were still affordable and a lot of families living in Delhi invested a major part of their income purchasing plots of land, houses and condos (flats) in the suburbs.

Gurgaon and Noida were without a shadow of a doubt the newly discovered green pastures and those who invested in these two places are now enjoying the huge returns on their investment. Unfortunately, for the rest who either didn’t have the money or the foresight to invest in these lucrative properties, are now ruing their fate.

Property rates in these two zones spiked once Metro connected them to Delhi. While new housing complexes are always under construction, the easiest way for working professionals to fulfill their dreams of owning a house is by applying for affordable housing loans.

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